C
Accelerant Specialty Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (4.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (3.9) including weak risk adjusted capital in prior years and weak results on operational trends. Good long-term capitalization index (5.0) based on good current risk adjusted capital (severe and moderate loss scenarios), although results have slipped from the excellent range over the last two years.
Other Rating Factors: Good overall profitability index (5.3) despite operating losses during 2021 and the first three months of 2025. Excellent liquidity (7.6) with ample operational cash flow and liquid investments.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. G - Fast asset or premium growth. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Fire (16.1%), comm multi (12.3%), fin guar/surety (5.6%), homeowners (4.6%), farmowners (1.2%), other (60.2%)
Licensed in: AR
Principal Investments: Investment grade bonds (31.3%), cash (17.9%), common stock (14.5%), other (36.3%)
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Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
ACP Ins Management LLC
Investment Rating
--
Company Address
400 Northridge Road
Sandy Springs, GA 30350
Phone Number
(833) 284-9200
NAIC Number
16890
Largest Affiliates
B
Sandy Springs, GA - P&C
C
Alpharetta, GA - P&C