B
Briar Creek Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
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Net
Premiums
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Major Rating Factors: Fair overall results on stability tests (4.1 on a scale of 0 to 10) including. Good overall profitability index (5.2). Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent liquidity (7.7) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Homeowners (34.7%), comm multi (20.7%), fire (20.3%), farmowners (17.8%), other (6.5%)
Licensed in: PA
Principal Investments: Investment grade bonds (48.0%), common stock (31.1%), non investment grade bonds (7.2%), cash (6.4%), real estate (2.2%), other (5.1%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
3161 Columbia Boulevard
Bloomsburg, PA 17815
Phone Number
(570) 683-5797
NAIC Number
16918
Largest Affiliates
There are no affiliate to display.