B
Briar Creek Mutual Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Premiums
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Major Rating Factors: Fair overall results on stability tests (4.0 on a scale of 0 to 10) including. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.0) that can protect against increases in claims costs.
Other Rating Factors: Excellent profitability index (7.9) with operating gains in each of the last five years. Superior liquidity (9.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Homeowners (33.6%), fire (21.8%), comm multi (19.7%), farmowners (18.2%), other (6.6%)
Licensed in: PA
Principal Investments: Investment grade bonds (52.7%), common stock (28.9%), cash (8.5%), non investment grade bonds (2.8%), real estate (2.0%), other (5.0%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
3161 Columbia Boulevard
Bloomsburg, PA 17815
Phone Number
(570) 683-5797
NAIC Number
16918
Largest Affiliates
No affiliate information available.