D
LAP Comm Ins Co a RRG
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings LAP Comm Ins Co a RRG
Montgomery, AL
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Rating D
Capitalization Index 0.70
Investment Safety Index --
Liquidity Index 8.10
Profitability Index 2.90
Reserve Adequacy Index 6.50
Stability Index 1.30
Company Info LAP Comm Ins Co a RRG
Montgomery, AL
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Industry P&C
NAIC Number 17075
Phone Number (908) 862-6262
Website www.laprrg.com
Address 5151 Hampstead High Street Montgomery, AL 36116
Balance Sheet LAP Comm Ins Co a RRG
Montgomery, AL
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Total Assets 8.79M
Capital and Reserves LAP Comm Ins Co a RRG
Montgomery, AL
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Risk-Adjusted Capital Ratio #1 0.29
Risk-Adjusted Capital Ratio #2 0.21
1-Year Reserve Development 8.42%
2-Year Reserve Development 1.42%
Capital 1.45M
Premium to Surplus 312.74%
Reserves to Surplus 347.24%
Investments LAP Comm Ins Co a RRG
Montgomery, AL
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios LAP Comm Ins Co a RRG
Montgomery, AL
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Medical Loss Ratio --
Cash From Underwriting 151.15%
Combined Ratio 108.71%
Expense Ratio 41.73%
Loss Ratio 66.99%
Net Premium Growth 49.33%
Other Medical LAP Comm Ins Co a RRG
Montgomery, AL
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability LAP Comm Ins Co a RRG
Montgomery, AL
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Net Income -134.57K
Net Premium 4.53M
Health Premium --