D
LAP Comm Ins Co a RRG
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings LAP Comm Ins Co a RRG
Montgomery, AL
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Rating D
Capitalization Index 5.00
Investment Safety Index --
Liquidity Index 9.30
Profitability Index 6.80
Reserve Adequacy Index 4.40
Stability Index 1.30
Company Info LAP Comm Ins Co a RRG
Montgomery, AL
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Industry P&C
NAIC Number 17075
Phone Number (908) 862-6262
Website www.laprrg.com
Address 5151 Hampstead High Street Montgomery, AL 36116
Balance Sheet LAP Comm Ins Co a RRG
Montgomery, AL
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Total Assets 5.53M
Capital and Reserves LAP Comm Ins Co a RRG
Montgomery, AL
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Risk-Adjusted Capital Ratio #1 1.30
Risk-Adjusted Capital Ratio #2 0.90
1-Year Reserve Development -9,090.00%
2-Year Reserve Development 0.00%
Capital 1.48M
Premium to Surplus 200.00%
Reserves to Surplus 140.00%
Investments LAP Comm Ins Co a RRG
Montgomery, AL
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios LAP Comm Ins Co a RRG
Montgomery, AL
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Medical Loss Ratio --
Cash From Underwriting 210.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 56.25%
Net Premium Growth 20.00%
Other Medical LAP Comm Ins Co a RRG
Montgomery, AL
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability LAP Comm Ins Co a RRG
Montgomery, AL
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Net Income 102.16K
Net Premium 2.38M
Health Premium --