C
AM Specialty Ins Co
Dallas,  TX
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,221
2,807
5,028
55.83%
23.88%
2024
620
1,055
1,675
62.99%
23.31%
2023
50
50
100
50.00%
22.83%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,463
2,123
4,586
46.29%
49.08%
2024
1,441
1,369
2,810
48.72%
47.46%
2023
53
143
196
72.96%
47.29%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
24
15
39
38.46%
42.44%
2024
0
0
0
0.00%
41.75%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,092
294
1,386
21.21%
38.98%
2024
1,970
354
2,324
15.23%
39.58%
2023
173
43
216
19.91%
36.96%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
25
190
215
88.37%
83.87%
2024
143
113
256
44.14%
81.44%
2023
1
4
5
80.00%
74.87%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
16
208
224
92.86%
13.25%
2024
0
2
2
100.00%
12.32%
2023
0
9
9
100.00%
16.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,337
1,409
2,746
51.31%
45.21%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
84.76%
2024
0
0
0
0.00%
84.35%