C
LIO Specialty Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (3.7) including excessive premium growth, weak results on operational trends and lack of operational experience. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Excellent profitability index (8.4). Excellent expense controls. Excellent liquidity (7.4) with ample operational cash flow and liquid investments.
Stability Factors: E - Lack of operating experience. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (47.4%), product liab. (17.9%), other (34.6%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (94.5%), cash (4.0%), other (1.5%)
Ratios
Premium to Surplus
--
Reserve to Surplus
--
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
--
Combined Ratio
--
Cash From Underwriting
Net Premium Growth
--
Investments in Affiliates
--
Corporate Info
Group Affiliation
LIO HOlDING Co
Investment Rating
--
Company Address
300 Conshohocken State Road
West Conshohocken, PA 19428
Phone Number
(877) 546-7155
NAIC Number
17346
Website
--
Largest Affiliates
C
West Conshohocken, PA - P&C