C
CRICO (A Reciprocal RRG)
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.57
Risk Adjusted
Capital Ratio #2
1.22
Loss
Ratio
73.42%
Total
Assets
1.82B
Capital
721.90M
Net
Premiums
240.30M
Net
Income
93.15M
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Weiss Ratings CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Rating C
Capitalization Index 6.10
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 3.20
Reserve Adequacy Index 5.40
Stability Index 7.50
Company Info CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Industry P&C
NAIC Number 17491
Phone Number (802) 652-1571
Website www.rmf.harvard.edu
Address 100 Bank Street Burlington, VT 05401
Balance Sheet CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Total Assets 1.82B
Capital and Reserves CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Risk-Adjusted Capital Ratio #1 2.57
Risk-Adjusted Capital Ratio #2 1.22
1-Year Reserve Development -10.76%
2-Year Reserve Development -22.05%
Capital 721.90M
Premium to Surplus 33.29%
Reserves to Surplus 147.42%
Investments CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 141.34%
Combined Ratio 95.14%
Expense Ratio 21.72%
Loss Ratio 73.42%
Net Premium Growth 3.95%
Other Medical CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Net Income 93.15M
Net Premium 240.30M
Health Premium --