C
CRICO (A Reciprocal RRG)
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.20
Risk Adjusted
Capital Ratio #2
0.70
Loss
Ratio
70.77%
Total
Assets
1.80B
Capital
765.20M
Net
Premiums
231.18M
Net
Income
125.90M
My Lists My Alerts
Weiss Ratings CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Capitalization Index 5.10
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 1.90
Reserve Adequacy Index 4.30
Stability Index 8.30
Company Info CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 17491
Phone Number (802) 652-1571
Website www.rmf.harvard.edu
Address 100 Bank Street Burlington, VT 05401
Balance Sheet CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.80B
Capital and Reserves CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 1.20
Risk-Adjusted Capital Ratio #2 0.70
1-Year Reserve Development -1,040.00%
2-Year Reserve Development 0.00%
Capital 765.20M
Premium to Surplus 30.00%
Reserves to Surplus 130.00%
Investments CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 140.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 70.77%
Net Premium Growth --
Other Medical CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 125.90M
Net Premium 231.18M
Health Premium --