C
CRICO (A Reciprocal RRG)
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.93
Risk Adjusted
Capital Ratio #2
0.53
Loss
Ratio
70.77%
Total
Assets
1.83B
Capital
619.94M
Net
Premiums
238.80M
Net
Income
18.05M
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Weiss Ratings CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Rating C
Capitalization Index 4.40
Investment Safety Index --
Liquidity Index 7.10
Profitability Index 1.90
Reserve Adequacy Index 4.30
Stability Index 8.10
Company Info CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Industry P&C
NAIC Number 17491
Phone Number (802) 652-1571
Website www.rmf.harvard.edu
Address 100 Bank Street Burlington, VT 05401
Balance Sheet CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Total Assets 1.83B
Capital and Reserves CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Risk-Adjusted Capital Ratio #1 0.93
Risk-Adjusted Capital Ratio #2 0.53
1-Year Reserve Development -1,040.00%
2-Year Reserve Development 0.00%
Capital 619.94M
Premium to Surplus 30.00%
Reserves to Surplus 130.00%
Investments CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 140.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 70.77%
Net Premium Growth --
Other Medical CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability CRICO (A Reciprocal RRG)
Burlington, VT 		Click to
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Net Income 18.05M
Net Premium 238.80M
Health Premium --