C
Victor Ins Exchange
Carmel,  IN
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.70
Risk Adjusted
Capital Ratio #2
2.90
Loss
Ratio
53.37%
Total
Assets
151.01M
Capital
95.02M
Net
Premiums
11.16M
Net
Income
-776.74K
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Weiss Ratings Victor Ins Exchange
Carmel, IN 		Click to
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Rating C
Capitalization Index 9.80
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 2.60
Reserve Adequacy Index 4.10
Stability Index 3.90
Company Info Victor Ins Exchange
Carmel, IN 		Click to
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Industry P&C
NAIC Number 17499
Phone Number (615) 732-6538
Website www.icat.com/about/victor-insurance-exchange.html
Address 10401 N. Meridian St Carmel, IN 46290
Balance Sheet Victor Ins Exchange
Carmel, IN 		Click to
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Total Assets 151.01M
Capital and Reserves Victor Ins Exchange
Carmel, IN 		Click to
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Risk-Adjusted Capital Ratio #1 4.70
Risk-Adjusted Capital Ratio #2 2.90
1-Year Reserve Development -20.00%
2-Year Reserve Development 0.00%
Capital 95.02M
Premium to Surplus 10.00%
Reserves to Surplus 10.00%
Investments Victor Ins Exchange
Carmel, IN 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Victor Ins Exchange
Carmel, IN 		Click to
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 240.00%
Expense Ratio 180.00%
Loss Ratio 53.37%
Net Premium Growth -30.00%
Other Medical Victor Ins Exchange
Carmel, IN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Victor Ins Exchange
Carmel, IN 		Click to
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Net Income -776.74K
Net Premium 11.16M
Health Premium --