Insure Line Transportation Ins
Major Rating Factors:
Weak overall results on stability tests (0.9 on a scale of 0 to 10) including weak results on operational trends, weak risk diversification and lack of operational experience. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair profitability index (3.1) with operating losses during 2023, 2024 and the first three months of 2025.
Other Rating Factors:
Fair long-term capitalization index (4.6) based on fair current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
E - Lack of operating experience.
G - Fast asset or premium growth.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
(No states)
Principal Investments:
Cash (100.0%)
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
400 Century Park South
Birmingham, AL 35226
Birmingham, AL 35226
Phone Number
(334) 260-7774
NAIC Number
17512
Website
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Largest Affiliates
No affiliate information available.