Insure Line Transportation Ins
Major Rating Factors:
Poor long-term capitalization index (1.9 on a scale of 0 to 10) based on weak current risk adjusted capital (severe loss scenarios), although results have slipped from the fair range during the last year. Weak profitability index (2.9) with operating losses during 2023, 2024 and 2025. Weak overall results on stability tests (1.0) including excessive premium growth, weak risk diversification and weak results on operational trends.
Other Rating Factors:
Fair reserve development (4.1) as reserves have generally been sufficient to cover claims. Superior liquidity (9.0) with ample operational cash flow and liquid investments.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
E - Lack of operating experience.
G - Fast asset or premium growth.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
AL
Principal Investments:
Cash (100.0%)
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
400 Century Park South
Birmingham, AL 35226
Birmingham, AL 35226
Phone Number
(334) 260-7774
NAIC Number
17512
Website
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Largest Affiliates
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