D
Berry Rock Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
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Major Rating Factors: Weak profitability index (2.8 on a scale of 0 to 10) with operating losses during 2024 and 2025. Weak overall results on stability tests (1.5) including excessive premium growth, weak risk diversification and weak results on operational trends. The largest net exposure for one risk is excessive at 13.9% of capital. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.6) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. E - Lack of operating experience. G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: OK
Principal Investments: Investment grade bonds (52.9%), non investment grade bonds (28.5%), cash (10.8%), common stock (5.1%), preferred stock (2.7%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
6915 N Classen Blvd
Oklahoma City, OK 73116
Phone Number
(405) 401-4156
NAIC Number
17583
Largest Affiliates
There are no affiliate to display.