Risk Underwriters Grp LLC a RR
Major Rating Factors:
Poor long-term capitalization index (1.3 on a scale of 0 to 10) based on weak current risk adjusted capital (severe loss scenarios). Weak profitability index (2.8) with operating losses during 2024 and the first six months of 2025. Weak overall results on stability tests (1.3) including weak results on operational trends, weak risk adjusted capital in prior years and lack of operational experience. The largest net exposure for one risk is excessive at 10.7% of capital.
Other Rating Factors:
Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Superior liquidity (9.5) with ample operational cash flow and liquid investments.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
E - Lack of operating experience.
G - Fast asset or premium growth.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (99.9%)
Licensed in:
VT
Principal Investments:
Cash (100.0%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
159 Bank Street
Burlington, VT 05401
Burlington, VT 05401
Phone Number
(802) 860-1958
NAIC Number
17635
Website
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Largest Affiliates
No affiliate information available.