Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
68
8
76
10.53%
23.88%
2024
73
10
83
12.05%
23.31%
2023
71
11
82
13.41%
22.83%
2022
70
10
80
12.50%
23.10%
2021
63
9
72
12.50%
22.81%
2020
60
8
68
11.76%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
35
8
43
18.60%
38.98%
2024
50
10
60
16.67%
39.58%
2023
56
13
69
18.84%
36.96%
2022
44
13
57
22.81%
37.07%
2021
38
12
50
24.00%
39.17%
2020
45
13
58
22.41%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
33
7
40
17.50%
45.21%
2024
36
7
43
16.28%
45.23%
2023
41
8
49
16.33%
44.64%
2022
42
9
51
17.65%
46.15%
2021
40
8
48
16.67%
46.87%
2020
37
8
45
17.78%
43.90%