D
West Branch Mutl Ins Co
Muncy,  PA
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.74
Risk Adjusted
Capital Ratio #2
3.98
Loss
Ratio
-1,031.48%
Total
Assets
940.10K
Capital
673.51K
Net
Premiums
-25.25K
Net
Income
128.40K
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Weiss Ratings West Branch Mutl Ins Co
Muncy, PA 		Click to
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Rating D
Capitalization Index 9.40
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 4.20
Reserve Adequacy Index 9.20
Stability Index 1.00
Company Info West Branch Mutl Ins Co
Muncy, PA 		Click to
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Industry P&C
NAIC Number 17892
Phone Number (570) 546-8020
Website --
Address 32 South Main Street Muncy, PA 17756
Balance Sheet West Branch Mutl Ins Co
Muncy, PA 		Click to
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Total Assets 940.10K
Capital and Reserves West Branch Mutl Ins Co
Muncy, PA 		Click to
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Risk-Adjusted Capital Ratio #1 5.74
Risk-Adjusted Capital Ratio #2 3.98
1-Year Reserve Development -160.00%
2-Year Reserve Development -170.00%
Capital 673.51K
Premium to Surplus -30.00%
Reserves to Surplus 0.00%
Investments West Branch Mutl Ins Co
Muncy, PA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios West Branch Mutl Ins Co
Muncy, PA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 40.00%
Combined Ratio -1,070.00%
Expense Ratio -30.00%
Loss Ratio -1,031.48%
Net Premium Growth -150.00%
Other Medical West Branch Mutl Ins Co
Muncy, PA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability West Branch Mutl Ins Co
Muncy, PA 		Click to
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Net Income 128.40K
Net Premium -25.25K
Health Premium --