B
Cloister Mutl Cas Ins Co
Ephrata,  PA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.56
Risk Adjusted
Capital Ratio #2
1.66
Loss
Ratio
50.21%
Total
Assets
17.50M
Capital
13.08M
Net
Premiums
5.61M
Net
Income
2.25M
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Weiss Ratings Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Rating B
Capitalization Index 8.00
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 7.40
Reserve Adequacy Index 9.20
Stability Index 4.80
Company Info Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Industry P&C
NAIC Number 18007
Phone Number (717) 733-8648
Website --
Address 1 East Main Street Ephrata, PA 17522
Balance Sheet Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Total Assets 17.50M
Capital and Reserves Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Risk-Adjusted Capital Ratio #1 2.56
Risk-Adjusted Capital Ratio #2 1.66
1-Year Reserve Development -1.04%
2-Year Reserve Development -0.10%
Capital 13.08M
Premium to Surplus 42.89%
Reserves to Surplus 28.47%
Investments Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 200.75%
Combined Ratio 60.73%
Expense Ratio 10.53%
Loss Ratio 50.21%
Net Premium Growth 72.74%
Other Medical Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Net Income 2.25M
Net Premium 5.61M
Health Premium --