Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
23.88%
2024
24
15
39
38.46%
23.31%
2023
124
124
248
50.00%
22.83%
2022
161
198
359
55.15%
23.10%
2021
132
184
316
58.23%
22.81%
2020
173
217
390
55.64%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
5
5
100.00%
49.08%
2024
23
23
46
50.00%
47.46%
2023
124
105
229
45.85%
47.29%
2022
233
260
493
52.74%
45.44%
2021
185
165
350
47.14%
44.40%
2020
193
166
359
46.24%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
10
12
22
54.55%
42.44%
2024
61
83
144
57.64%
41.75%
2023
157
72
229
31.44%
38.64%
2022
100
40
140
28.57%
39.39%
2021
105
22
127
17.32%
40.41%
2020
94
42
136
30.88%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
200
238
438
54.34%
38.98%
2024
376
466
842
55.34%
39.58%
2023
34
20
54
37.04%
36.96%
2022
35
9
44
20.45%
37.07%
2021
2,038
927
2,965
31.26%
39.17%
2020
2,887
892
3,779
23.60%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
83.87%
2024
0
0
0
0.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
4
1
5
20.00%
12.32%
2023
1
5
6
83.33%
16.34%
2022
0
4
4
100.00%
11.13%
2021
1
3
4
75.00%
18.93%
2020
0
6
6
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
12
13
92.31%
45.23%
2023
32
73
105
69.52%
44.64%
2022
16
55
71
77.46%
46.15%
2021
16
98
114
85.96%
46.87%
2020
75
186
261
71.26%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
1
0
1
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
56.52%
2021
0
1
1
100.00%
62.74%
2020
0
0
0
0.00%
61.51%