B
Cooperativa de Seguros
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.30
Risk Adjusted
Capital Ratio #2
3.15
Loss
Ratio
61.36%
Total
Assets
941.04M
Capital
401.89M
Net
Premiums
190.45M
Net
Income
32.89M
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Weiss Ratings Cooperativa de Seguros
San Juan, PR 		Click to
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Rating B
Capitalization Index 9.10
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 8.80
Reserve Adequacy Index 5.80
Stability Index 5.90
Company Info Cooperativa de Seguros
San Juan, PR 		Click to
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Industry P&C
NAIC Number 18163
Phone Number --
Website www.segurosmultiples.com
Address 38 Nevarez Street San Juan, PR 00927
Balance Sheet Cooperativa de Seguros
San Juan, PR 		Click to
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Total Assets 941.04M
Capital and Reserves Cooperativa de Seguros
San Juan, PR 		Click to
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Risk-Adjusted Capital Ratio #1 5.30
Risk-Adjusted Capital Ratio #2 3.15
1-Year Reserve Development -260.00%
2-Year Reserve Development -250.00%
Capital 401.89M
Premium to Surplus 100.00%
Reserves to Surplus 20.00%
Investments Cooperativa de Seguros
San Juan, PR 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.73%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Cooperativa de Seguros
San Juan, PR 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 61.36%
Net Premium Growth 0.00%
Other Medical Cooperativa de Seguros
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Cooperativa de Seguros
San Juan, PR 		Click to
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Net Income 32.89M
Net Premium 190.45M
Health Premium --