B
Pacific Indemnity Ins Co
Hagatna,  GU
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
9.61
Risk Adjusted
Capital Ratio #2
8.49
Loss
Ratio
36.13%
Total
Assets
52.38M
Capital
32.91M
Net
Premiums
10.42M
Net
Income
2.35M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
77
19
96
19.79%
23.88%
2024
71
9
80
11.25%
23.31%
2023
119
21
140
15.00%
22.83%
2022
83
16
99
16.16%
23.10%
2021
79
15
94
15.96%
22.81%
2020
77
19
96
19.79%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
31
4
35
11.43%
49.08%
2024
28
5
33
15.15%
47.46%
2023
35
2
37
5.41%
47.29%
2022
32
5
37
13.51%
45.44%
2021
29
5
34
14.71%
44.40%
2020
29
2
31
6.45%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5
3
8
37.50%
42.44%
2024
3
5
8
62.50%
41.75%
2023
25
10
35
28.57%
38.64%
2022
5
2
7
28.57%
39.39%
2021
2
2
4
50.00%
40.41%
2020
6
2
8
25.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5
0
5
0.00%
38.98%
2024
6
2
8
25.00%
39.58%
2023
8
4
12
33.33%
36.96%
2022
7
5
12
41.67%
37.07%
2021
5
3
8
37.50%
39.17%
2020
7
1
8
12.50%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3
0
3
0.00%
13.25%
2024
2
3
5
60.00%
12.32%
2023
2
0
2
0.00%
16.34%
2022
3
1
4
25.00%
11.13%
2021
4
0
4
0.00%
18.93%
2020
2
0
2
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
50
3
53
5.66%
45.21%
2024
76
4
80
5.00%
45.23%
2023
59
1
60
1.67%
44.64%
2022
72
3
75
4.00%
46.15%
2021
52
0
52
0.00%
46.87%
2020
59
2
61
3.28%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
64
11
75
14.67%
34.83%
2024
98
24
122
19.67%
35.33%
2023
88
12
100
12.00%
35.67%
2022
67
13
80
16.25%
37.14%
2021
65
8
73
10.96%
35.46%
2020
71
26
97
26.80%
33.86%