B
Pacific Indemnity Ins Co
Hagatna,  GU
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
10.40
Risk Adjusted
Capital Ratio #2
8.87
Loss
Ratio
36.13%
Total
Assets
49.02M
Capital
32.37M
Net
Premiums
4.87M
Net
Income
846.48K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
71
9
80
11.25%
23.31%
2023
119
21
140
15.00%
22.83%
2022
83
16
99
16.16%
23.10%
2021
79
15
94
15.96%
22.81%
2020
77
19
96
19.79%
21.51%
2019
93
19
112
16.96%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
28
5
33
15.15%
47.45%
2023
35
2
37
5.41%
47.29%
2022
32
5
37
13.51%
45.44%
2021
29
5
34
14.71%
44.40%
2020
29
2
31
6.45%
42.45%
2019
47
2
49
4.08%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3
5
8
62.50%
41.74%
2023
25
10
35
28.57%
38.64%
2022
5
2
7
28.57%
39.39%
2021
2
2
4
50.00%
40.41%
2020
6
2
8
25.00%
48.09%
2019
3
1
4
25.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
6
2
8
25.00%
39.58%
2023
8
4
12
33.33%
36.96%
2022
7
5
12
41.67%
37.07%
2021
5
3
8
37.50%
39.17%
2020
7
1
8
12.50%
35.42%
2019
8
2
10
20.00%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
3
5
60.00%
12.32%
2023
2
0
2
0.00%
16.34%
2022
3
1
4
25.00%
11.13%
2021
4
0
4
0.00%
18.93%
2020
2
0
2
0.00%
20.93%
2019
1
0
1
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
76
4
80
5.00%
45.22%
2023
59
1
60
1.67%
44.64%
2022
72
3
75
4.00%
46.15%
2021
52
0
52
0.00%
46.87%
2020
59
2
61
3.28%
43.90%
2019
88
5
93
5.38%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
98
24
122
19.67%
35.33%
2023
88
12
100
12.00%
35.67%
2022
67
13
80
16.25%
37.14%
2021
65
8
73
10.96%
35.46%
2020
71
26
97
26.80%
33.86%
2019
52
15
67
22.39%
34.01%