B
Indemnity National Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.41
Risk Adjusted
Capital Ratio #2
1.50
Loss
Ratio
16.57%
Total
Assets
412.23M
Capital
136.35M
Net
Premiums
59.87M
Net
Income
9.22M
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Weiss Ratings Indemnity National Ins Co
Franklin, TN 		Click to
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Rating B
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 8.10
Profitability Index 8.50
Reserve Adequacy Index 9.50
Stability Index 3.70
Company Info Indemnity National Ins Co
Franklin, TN 		Click to
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Industry P&C
NAIC Number 18468
Phone Number (615) 592-5346
Website indemnitynational.com
Address 238 Bedford Way Franklin, TN 37064
Balance Sheet Indemnity National Ins Co
Franklin, TN 		Click to
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Total Assets 412.23M
Capital and Reserves Indemnity National Ins Co
Franklin, TN 		Click to
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Risk-Adjusted Capital Ratio #1 2.41
Risk-Adjusted Capital Ratio #2 1.50
1-Year Reserve Development -1,030.00%
2-Year Reserve Development -2,200.00%
Capital 136.35M
Premium to Surplus 80.00%
Reserves to Surplus 30.00%
Investments Indemnity National Ins Co
Franklin, TN 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 3.07%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Indemnity National Ins Co
Franklin, TN 		Click to
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Medical Loss Ratio --
Cash From Underwriting 150.00%
Combined Ratio 70.00%
Expense Ratio 50.00%
Loss Ratio 16.57%
Net Premium Growth 30.00%
Other Medical Indemnity National Ins Co
Franklin, TN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Indemnity National Ins Co
Franklin, TN 		Click to
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Net Income 9.22M
Net Premium 59.87M
Health Premium --