Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
23.10%
2021
0
0
0
0.00%
22.81%
2020
21
7
28
25.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
45.44%
2021
6
5
11
45.45%
44.40%
2020
12
4
16
25.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
3
4
75.00%
41.75%
2023
1
3
4
75.00%
38.64%
2022
13
8
21
38.10%
39.39%
2021
58
50
108
46.30%
40.41%
2020
71
113
184
61.41%
48.09%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
4
4
100.00%
95.15%
2024
0
1
1
100.00%
96.08%
2023
0
10
10
100.00%
95.22%
2022
1
7
8
87.50%
96.00%
2021
0
14
14
100.00%
93.58%
2020
0
16
16
100.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
94.16%
2024
0
0
0
0.00%
92.29%
2022
0
0
0
0.00%
92.14%
2021
0
2
2
100.00%
91.74%
2020
0
2
2
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
119
120
99.17%
83.87%
2024
2
123
125
98.40%
81.44%
2023
3
147
150
98.00%
74.87%
2022
4
131
135
97.04%
72.69%
2021
3
114
117
97.44%
79.01%
2020
4
53
57
92.98%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
20
23
86.96%
13.25%
2024
4
18
22
81.82%
12.32%
2023
4
22
26
84.62%
16.34%
2022
15
30
45
66.67%
11.13%
2021
5
24
29
82.76%
18.93%
2020
8
19
27
70.37%
20.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
1
1
100.00%
63.59%
2024
0
1
1
100.00%
63.97%
2023
1
2
3
66.67%
62.55%
2022
1
0
1
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
37.14%