D
Church Mutual Ins Co SI
Merrill,  WI
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.50
Risk Adjusted
Capital Ratio #2
1.00
Loss
Ratio
70.58%
Total
Assets
2.48B
Capital
712.59M
Net
Premiums
1.05B
Net
Income
-4.45M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,425
179
1,604
11.16%
23.31%
2023
1,520
254
1,774
14.32%
22.83%
2022
1,767
454
2,221
20.44%
23.10%
2021
2,419
549
2,968
18.50%
22.81%
2020
1,703
404
2,107
19.17%
21.51%
2019
1,827
586
2,413
24.29%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
868
140
1,008
13.89%
47.44%
2023
801
149
950
15.68%
47.29%
2022
708
216
924
23.38%
45.44%
2021
739
281
1,020
27.55%
44.40%
2020
525
118
643
18.35%
42.45%
2019
1,263
413
1,676
24.64%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,904
652
3,556
18.34%
41.75%
2023
5,228
653
5,881
11.10%
38.64%
2022
4,471
609
5,080
11.99%
39.39%
2021
5,581
4,167
9,748
42.75%
40.41%
2020
4,671
4,372
9,043
48.35%
48.09%
2019
5,655
4,695
10,350
45.36%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
15
15
100.00%
96.06%
2023
0
13
13
100.00%
95.22%
2022
3
51
54
94.44%
96.00%
2021
4
25
29
86.21%
93.58%
2020
2
19
21
90.48%
94.02%
2019
2
15
17
88.24%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
10
11
90.91%
92.29%
2023
2
21
23
91.30%
92.52%
2022
1
38
39
97.44%
92.14%
2021
6
52
58
89.66%
91.74%
2020
3
36
39
92.31%
93.85%
2019
1
16
17
94.12%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
313
317
98.74%
81.35%
2023
2
200
202
99.01%
74.87%
2022
1
193
194
99.48%
72.69%
2021
4
192
196
97.96%
79.01%
2020
2
215
217
99.08%
80.13%
2019
8
273
281
97.15%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
25
119
144
82.64%
12.20%
2023
14
91
105
86.67%
16.34%
2022
13
78
91
85.71%
11.13%
2021
12
67
79
84.81%
18.93%
2020
15
73
88
82.95%
20.93%
2019
26
108
134
80.60%
16.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,044
241
3,285
7.34%
35.33%
2023
4,017
1,399
5,416
25.83%
35.67%
2022
3,142
1,343
4,485
29.94%
37.14%
2021
3,425
1,288
4,713
27.33%
35.46%
2020
3,430
1,240
4,670
26.55%
33.86%
2019
4,724
1,107
5,831
18.98%
34.01%