C
Southern Guaranty Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.50
Risk Adjusted
Capital Ratio #2
0.50
Loss
Ratio
52.85%
Total
Assets
32.33M
Capital
28.76M
Net
Premiums
12.74M
Net
Income
737.46K
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Weiss Ratings Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Rating C
Capitalization Index 2.90
Investment Safety Index --
Liquidity Index 7.80
Profitability Index 3.50
Reserve Adequacy Index 8.10
Stability Index 3.50
Company Info Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Industry P&C
NAIC Number 19178
Phone Number (727) 483-1114
Website www.sgicinsurance.com
Address 13600 ICOT Boulevard Clearwater, FL 33760
Balance Sheet Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Total Assets 32.33M
Capital and Reserves Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Risk-Adjusted Capital Ratio #1 0.50
Risk-Adjusted Capital Ratio #2 0.50
1-Year Reserve Development -270.00%
2-Year Reserve Development -350.00%
Capital 28.76M
Premium to Surplus 50.00%
Reserves to Surplus 10.00%
Investments Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 140.00%
Expense Ratio 90.00%
Loss Ratio 52.85%
Net Premium Growth 0.00%
Other Medical Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Net Income 737.46K
Net Premium 12.74M
Health Premium --