ALLSTATE INS CO
Major Rating Factors:
History of adequate reserve strength (6.5 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall results on stability tests (5.1) despite weak results on operational trends.
Other Rating Factors:
Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent profitability (8.9) with operating gains in each of the last five years. Return on equity has been excellent over the last five years averaging 18.1%. Fair liquidity (4.9) as cash resources may not be adequate to cover a spike in claims.
Stability Factors:
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (55.0%), homeowners (33.3%), comm multi (3.7%), other (8.1%)
Licensed in:
All states except NJ
Principal Investments:
Investment grade bonds (56.1%), common stock (16.2%), non investment grade bonds (12.6%), real estate (0.6%), preferred stock (0.2%), other (14.4%)
Corporate Info
Group Affiliation
Allstate Group
Investment Rating
Company Address
2775 SANDERS ROAD
NORTHBROOK, IL 60062
NORTHBROOK, IL 60062
Phone Number
(847) 402-5000
NAIC Number
19232
Website
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