Allstate Ins Co
Major Rating Factors:
Fair reserve development (4.3 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (4.6) with operating losses during 2022 and 2023. Return on equity has been fair, averaging 13.6% over the past five years. Good liquidity (6.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Strong long-term capitalization index (7.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent overall results on stability tests (8.5). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (67.0%), homeowners (26.2%), comm multi (2.5%), other (4.3%)
Licensed in:
All states except NJ, also licensed in Canada, PR
Principal Investments:
Investment grade bonds (62.7%), common stock (7.5%), non investment grade bonds (6.5%), preferred stock (0.2%), real estate (0.1%), other (23.1%)
Corporate Info
Group Affiliation
The Allstate Corporation
Investment Rating
Company Address
3100 Sanders Road
Northbrook, IL 60062
Northbrook, IL 60062
Phone Number
(847) 402-5000
NAIC Number
19232
Website
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