B
ALLSTATE INS CO
Data as of
March 31, 2022
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (6.3 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (6.1). Good expense controls. Return on equity has been excellent over the last five years averaging 22.3%.
Other Rating Factors: Good overall results on stability tests (5.1) despite weak results on operational trends. Strong long-term capitalization index (8.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Vulnerable liquidity (2.6) as a spike in claims may stretch capacity.
Stability Factors: L - Past results on our liquidity tests. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (54.1%), homeowners (34.8%), comm multi (3.4%), other (7.7%)
Licensed in: All states except NJ
Principal Investments: Investment grade bonds (44.6%), non investment grade bonds (15.2%), common stock (13.9%), real estate (0.8%), preferred stock (0.3%), other (25.2%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Allstate Group
Investment Rating
ALL
Company Address
3100 Sanders Road Suite 201
NORTHBROOK, IL 60062
Phone Number
(847) 402-5000
NAIC Number
19232
Largest Affiliates
C
WINSTON-SALEM, NC - P&C
B
NORTHBROOK, IL - P&C
B
JACKSONVILLE, FL - L&A
U
NORTHBROOK, IL - P&C
B
NORTHBROOK, IL - P&C
Weiss Ratings