ALLSTATE INS CO
Major Rating Factors:
History of adequate reserve strength (6.3 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (6.1). Good expense controls. Return on equity has been excellent over the last five years averaging 22.3%.
Other Rating Factors:
Good overall results on stability tests (5.1) despite weak results on operational trends. Strong long-term capitalization index (8.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Vulnerable liquidity (2.6) as a spike in claims may stretch capacity.
Stability Factors:
L - Past results on our liquidity tests.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (54.1%), homeowners (34.8%), comm multi (3.4%), other (7.7%)
Licensed in:
All states except NJ
Principal Investments:
Investment grade bonds (44.6%), non investment grade bonds (15.2%), common stock (13.9%), real estate (0.8%), preferred stock (0.3%), other (25.2%)
Corporate Info
Group Affiliation
Allstate Group
Investment Rating
Company Address
3100 Sanders Road Suite 201
NORTHBROOK, IL 60062
NORTHBROOK, IL 60062
Phone Number
(847) 402-5000
NAIC Number
19232
Website
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