ALLSTATE INS CO
Major Rating Factors:
Good overall results on stability tests (5.1 on a scale of 0 to 10) despite weak results on operational trends. Strengths include potentially strong support from affiliation with Allstate Group. History of adequate reserve strength (5.8) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Strong long-term capitalization index (7.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Weak profitability index (2.7) with operating losses during 2022. Return on equity has been fair, averaging 16.6% over the past five years. Vulnerable liquidity (1.8) as a spike in claims may stretch capacity.
Stability Factors:
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (52.8%), homeowners (37.2%), comm multi (3.3%), other (6.8%)
Licensed in:
All states except NJ
Principal Investments:
Investment grade bonds (56.0%), common stock (9.4%), non investment grade bonds (7.9%), real estate (0.6%), preferred stock (0.2%), other (25.9%)
Corporate Info
Group Affiliation
Allstate Group
Investment Rating
Company Address
3100 Sanders Road Suite 201
NORTHBROOK, IL 60062
NORTHBROOK, IL 60062
Phone Number
(414) 369-5033
NAIC Number
19232
Website
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