Allstate Ins Co
Major Rating Factors:
History of adequate reserve strength (5.2 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (6.2) despite operating losses during 2022 and 2023. Vulnerable liquidity (2.5) as a spike in claims may stretch capacity.
Other Rating Factors:
Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent overall results on stability tests (8.7). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
L - Past results on our liquidity tests.
Principal Lines of Business:
Personal/comm auto (65.2%), homeowners (28.2%), comm multi (2.8%), other (3.8%)
Licensed in:
All states except NJ, also licensed in Canada, PR
Principal Investments:
Investment grade bonds (59.6%), common stock (12.7%), non investment grade bonds (6.2%), preferred stock (0.1%), other (21.4%)
Corporate Info
Group Affiliation
The Allstate Corporation
Investment Rating
Company Address
3100 Sanders Road
Northbrook, IL 60062
Northbrook, IL 60062
Phone Number
(847) 402-5000
NAIC Number
19232
Website
Largest Affiliates