Allstate Ins Co
Major Rating Factors:
Fair reserve development (4.3 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (3.0) with operating losses during 2022 and 2023. Return on equity has been fair, averaging 12.6% over the past five years. Good liquidity (5.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Good overall results on stability tests (6.4) despite. Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (67.9%), homeowners (25.3%), comm multi (2.3%), fire (0.2%), other (4.3%)
Licensed in:
All states except NJ, also licensed in Canada, PR
Principal Investments:
Investment grade bonds (61.7%), non investment grade bonds (6.8%), common stock (4.5%), preferred stock (0.2%), real estate (0.1%), other (26.7%)
Corporate Info
Group Affiliation
The Allstate Corporation
Investment Rating
Company Address
3100 Sanders Road
Northbrook, IL 60062
Northbrook, IL 60062
Phone Number
(847) 402-5000
NAIC Number
19232
Website
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