Major Rating Factors:
Good profitability index (4.9 on a scale of 0 to 10). Excellent expense controls. Good overall results on stability tests (6.9) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (94.8%), fin guar/surety (0.1%), other (5.1%)
Licensed in:
AZ, CO, IA, ID, IL, IN, KS, MN, MO, MT, NC, ND, NE, NM, NV, OH, OR, SC, SD, UT, WA, WI, WY
Principal Investments:
Investment grade bonds (98.6%), other (1.4%)
Corporate Info
Group Affiliation
American Family Ins Group
Investment Rating
--
Company Address
6000 American Parkway
Madison, WI 53783
Madison, WI 53783
Phone Number
(608) 249-2111
NAIC Number
19283
Website
Largest Affiliates