B
American Standard Ins Co of WI
Madison,  WI
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good profitability index (4.9 on a scale of 0 to 10). Excellent expense controls. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Superior liquidity (9.4) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.2). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (81.2%), other (18.8%)
Licensed in: AZ, CO, IA, ID, IL, IN, KS, MN, MO, MT, NC, ND, NE, NM, NV, OH, OR, SC, SD, UT, WA, WI, WY
Principal Investments: Investment grade bonds (94.2%), other (5.8%)
Ratios
Premium to Surplus
--
Reserve to Surplus
--
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
--
Combined Ratio
--
Cash From Underwriting
Net Premium Growth
--
Investments in Affiliates
--
Corporate Info
Group Affiliation
American Family Ins Group
Investment Rating
--
Company Address
6000 American Parkway
Madison, WI 53783
Phone Number
(608) 242-4100
NAIC Number
19283
Largest Affiliates
A
A
C
B
Jacksonville, FL - P&C