A
Commerce & Industry Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.69
Risk Adjusted
Capital Ratio #2
1.73
Loss
Ratio
62.81%
Total
Assets
1.93B
Capital
489.30M
Net
Premiums
207.88M
Net
Income
44.76M
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Weiss Ratings Commerce & Industry Ins Co
New York, NY 		Click to
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Rating A
Capitalization Index 8.10
Investment Safety Index --
Liquidity Index 7.30
Profitability Index 5.90
Reserve Adequacy Index 8.00
Stability Index 6.20
Company Info Commerce & Industry Ins Co
New York, NY 		Click to
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Industry P&C
NAIC Number 19410
Phone Number (212) 770-7000
Website www.aig.com
Address 1271 Avenue of the Americas New York, NY 10020
Balance Sheet Commerce & Industry Ins Co
New York, NY 		Click to
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Total Assets 1.93B
Capital and Reserves Commerce & Industry Ins Co
New York, NY 		Click to
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Risk-Adjusted Capital Ratio #1 2.69
Risk-Adjusted Capital Ratio #2 1.73
1-Year Reserve Development -370.00%
2-Year Reserve Development -350.00%
Capital 489.30M
Premium to Surplus 90.00%
Reserves to Surplus 160.00%
Investments Commerce & Industry Ins Co
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.21%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Commerce & Industry Ins Co
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 62.81%
Net Premium Growth 0.00%
Other Medical Commerce & Industry Ins Co
New York, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Commerce & Industry Ins Co
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Net Income 44.76M
Net Premium 207.88M
Health Premium --