B
Commerce & Industry Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.69
Risk Adjusted
Capital Ratio #2
1.71
Loss
Ratio
60.49%
Total
Assets
1.76B
Capital
499.70M
Net
Premiums
417.07M
Net
Income
110.56M
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Weiss Ratings Commerce & Industry Ins Co
New York, NY 		Click to
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Rating B
Capitalization Index 8.00
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 6.90
Reserve Adequacy Index 8.00
Stability Index 4.30
Company Info Commerce & Industry Ins Co
New York, NY 		Click to
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Industry P&C
NAIC Number 19410
Phone Number (212) 770-7000
Website --
Address 1271 Avenue of the Americas New York, NY 10020
Balance Sheet Commerce & Industry Ins Co
New York, NY 		Click to
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Total Assets 1.76B
Capital and Reserves Commerce & Industry Ins Co
New York, NY 		Click to
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Risk-Adjusted Capital Ratio #1 2.69
Risk-Adjusted Capital Ratio #2 1.71
1-Year Reserve Development -2.35%
2-Year Reserve Development -5.25%
Capital 499.70M
Premium to Surplus 83.46%
Reserves to Surplus 152.34%
Investments Commerce & Industry Ins Co
New York, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.10%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Commerce & Industry Ins Co
New York, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 114.19%
Combined Ratio 87.55%
Expense Ratio 27.05%
Loss Ratio 60.49%
Net Premium Growth 4.28%
Other Medical Commerce & Industry Ins Co
New York, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Commerce & Industry Ins Co
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Net Income 110.56M
Net Premium 417.07M
Health Premium --