Germania Fire & Casualty Co

Brenham, TX

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

4.06

Risk Adjusted
Capital Ratio #2

3.40

Loss
Ratio

43.48%

Total
Assets

33.11M

Capital

19.16M

Net
Premiums

9.28M

Net
Income

4.65M

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Weiss Ratings	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	8.50
Investment Safety Index	--
Liquidity Index	6.70
Profitability Index	5.40
Reserve Adequacy Index	5.50
Stability Index	4.40

Company Info	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	19470
Phone Number	(979) 836-5224
Website	www.germaniainsurance.com
Address	507 Highway 290 East Brenham, TX 77833

Balance Sheet	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	33.11M

Capital and Reserves	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	4.06
Risk-Adjusted Capital Ratio #2	3.40
1-Year Reserve Development	-12.44%
2-Year Reserve Development	-20.31%
Capital	19.16M
Premium to Surplus	48.44%
Reserves to Surplus	46.30%

Investments	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	98.28%
Combined Ratio	71.73%
Expense Ratio	28.24%
Loss Ratio	43.48%
Net Premium Growth	-39.83%

Other Medical	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Germania Fire & Casualty Co Brenham, TX	Click to Compare	Click to Compare	Click to Compare
Net Income	4.65M
Net Premium	9.28M
Health Premium	--