Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
111
63
174
36.21%
23.88%
2024
91
58
149
38.93%
23.31%
2023
0
178
178
100.00%
22.83%
2022
79
86
165
52.12%
23.10%
2021
88
86
174
49.43%
22.81%
2020
85
70
155
45.16%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
15
40
55
72.73%
49.08%
2024
33
76
109
69.72%
47.46%
2023
0
127
127
100.00%
47.29%
2022
64
106
170
62.35%
45.44%
2021
75
114
189
60.32%
44.40%
2020
71
156
227
68.72%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
7
10
70.00%
42.44%
2024
8
15
23
65.22%
41.75%
2023
0
40
40
100.00%
38.64%
2022
24
32
56
57.14%
39.39%
2021
34
32
66
48.48%
40.41%
2020
36
94
130
72.31%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
38.98%
2024
0
0
0
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
29
29
100.00%
95.15%
2024
0
43
43
100.00%
96.08%
2023
0
46
46
100.00%
95.22%
2022
0
42
42
100.00%
96.00%
2021
0
38
38
100.00%
93.58%
2020
0
38
38
100.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
8
8
100.00%
94.16%
2024
0
7
7
100.00%
92.29%
2023
0
6
6
100.00%
92.52%
2022
0
6
6
100.00%
92.14%
2021
0
4
4
100.00%
91.74%
2020
0
3
3
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5
507
512
99.02%
83.87%
2024
6
557
563
98.93%
81.44%
2023
0
433
433
100.00%
74.87%
2022
5
319
324
98.46%
72.69%
2021
10
360
370
97.30%
79.01%
2020
7
359
366
98.09%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
31
650
681
95.45%
13.25%
2024
31
495
526
94.11%
12.32%
2023
0
440
440
100.00%
16.34%
2022
97
512
609
84.07%
11.13%
2021
81
417
498
83.73%
18.93%
2020
64
366
430
85.12%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
46.15%
2021
0
0
0
0.00%
46.87%
2020
0
0
0
0.00%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
37.14%
2021
0
0
0
0.00%
35.46%
2020
0
0
0
0.00%
33.86%