UFG Specialty Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
26
16
42
38.10%
23.88%
2024
29
14
43
32.56%
23.31%
2023
16
32
48
66.67%
22.83%
2022
32
16
48
33.33%
23.10%
2021
45
20
65
30.77%
22.81%
2020
115
39
154
25.32%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
14
10
24
41.67%
49.08%
2024
14
9
23
39.13%
47.46%
2023
9
16
25
64.00%
47.29%
2022
16
9
25
36.00%
45.44%
2021
21
10
31
32.26%
44.40%
2020
56
23
79
29.11%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
15
10
25
40.00%
42.44%
2024
4
3
7
42.86%
41.75%
2023
2
4
6
66.67%
38.64%
2022
5
3
8
37.50%
39.39%
2021
7
4
11
36.36%
40.41%
2020
13
20
33
60.61%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
38.98%
2024
0
0
0
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
9
3
12
25.00%
39.17%
2020
41
26
67
38.81%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
95.15%
2024
0
0
0
0.00%
96.08%
2023
0
0
0
0.00%
95.22%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
83.87%
2024
0
0
0
0.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
1
2
50.00%
13.25%
2024
4
4
8
50.00%
12.32%
2023
5
4
9
44.44%
16.34%
2022
5
4
9
44.44%
11.13%
2021
6
5
11
45.45%
18.93%
2020
15
9
24
37.50%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
45.21%
2024
0
0
0
0.00%
45.23%
2021
2
1
3
33.33%
46.87%
2020
10
4
14
28.57%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
1
1
2
50.00%
63.97%
2023
1
1
2
50.00%
62.55%
2022
1
1
2
50.00%
56.52%
2021
2
1
3
33.33%
62.74%
2020
3
2
5
40.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
8
2
10
20.00%
34.83%
2024
6
2
8
25.00%
35.33%
2023
1
5
6
83.33%
35.67%
2022
6
1
7
14.29%
37.14%
2021
8
3
11
27.27%
35.46%
2020
19
6
25
24.00%
33.86%