Major Rating Factors:
Good liquidity (6.6 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.0) despite negative cash flow from operations for 2025. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.5% of capital. Fair reserve development (4.4) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Fair profitability index (4.7) with small operating losses during 2025. Strong long-term capitalization index (8.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors:
F - Negative cash flow.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (92.7%), cash (6.2%), other (1.0%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
3500 Lenox Road
Atlanta, GA 30326
Atlanta, GA 30326
Phone Number
(888) 338-9522
NAIC Number
19607
Website
Largest Affiliates
There are no affiliate to display.