C
American Summit Ins Co
Irving,  TX
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.31
Risk Adjusted
Capital Ratio #2
1.21
Loss
Ratio
77.15%
Total
Assets
159.05M
Capital
88.26M
Net
Premiums
23.14M
Net
Income
2.39M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
65
48
113
42.48%
23.88%
2024
60
60
120
50.00%
23.31%
2023
23
60
83
72.29%
22.83%
2022
2
0
2
0.00%
23.10%
2021
0
0
0
0.00%
22.81%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
63
97
160
60.63%
49.08%
2024
44
37
81
45.68%
47.46%
2023
16
37
53
69.81%
47.29%
2022
6
2
8
25.00%
45.44%
2021
0
0
0
0.00%
44.40%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
42.44%
2024
2
0
2
0.00%
41.75%
2023
3
2
5
40.00%
38.64%
2022
2
0
2
0.00%
39.39%
2021
0
0
0
0.00%
40.41%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
806
333
1,139
29.24%
38.98%
2024
1,305
518
1,823
28.41%
39.58%
2023
1,308
553
1,861
29.72%
36.96%
2022
912
486
1,398
34.76%
37.07%
2021
1,018
802
1,820
44.07%
39.17%
2020
1,131
533
1,664
32.03%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
83.87%
2024
1
0
1
0.00%
81.44%
2023
0
0
0
0.00%
74.87%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
7
14
21
66.67%
13.25%
2024
8
2
10
20.00%
12.32%
2023
2
2
4
50.00%
16.34%
2022
4
2
6
33.33%
11.13%
2021
3
3
6
50.00%
18.93%
2020
4
3
7
42.86%
20.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
62.55%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
15
0
15
0.00%
34.83%
2024
3
1
4
25.00%
35.33%
2023
0
0
0
0.00%
35.67%