B
American Road Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
7.90
Risk Adjusted
Capital Ratio #2
6.11
Loss
Ratio
72.63%
Total
Assets
952.32M
Capital
453.13M
Net
Premiums
185.06M
Net
Income
33.25M
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Weiss Ratings American Road Ins Co
Dearborn, MI 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 5.80
Reserve Adequacy Index 7.00
Stability Index 4.40
Company Info American Road Ins Co
Dearborn, MI 		Click to
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Industry P&C
NAIC Number 19631
Phone Number (313) 337-1102
Website --
Address One American Road Dearborn, MI 48126
Balance Sheet American Road Ins Co
Dearborn, MI 		Click to
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Total Assets 952.32M
Capital and Reserves American Road Ins Co
Dearborn, MI 		Click to
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Risk-Adjusted Capital Ratio #1 7.90
Risk-Adjusted Capital Ratio #2 6.11
1-Year Reserve Development -1.09%
2-Year Reserve Development 0.52%
Capital 453.13M
Premium to Surplus 40.84%
Reserves to Surplus 3.56%
Investments American Road Ins Co
Dearborn, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios American Road Ins Co
Dearborn, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 119.59%
Combined Ratio 89.89%
Expense Ratio 17.26%
Loss Ratio 72.63%
Net Premium Growth 6.00%
Other Medical American Road Ins Co
Dearborn, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability American Road Ins Co
Dearborn, MI 		Click to
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Net Income 33.25M
Net Premium 185.06M
Health Premium --