B
American Road Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
20.80
Risk Adjusted
Capital Ratio #2
11.60
Loss
Ratio
108.31%
Total
Assets
914.89M
Capital
434.17M
Net
Premiums
174.59M
Net
Income
17.07M
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Weiss Ratings American Road Ins Co
Dearborn, MI 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.20
Profitability Index 5.70
Reserve Adequacy Index 7.00
Stability Index 5.50
Company Info American Road Ins Co
Dearborn, MI 		Click to
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Industry P&C
NAIC Number 19631
Phone Number (313) 337-1102
Website --
Address One American Road Dearborn, MI 48126
Balance Sheet American Road Ins Co
Dearborn, MI 		Click to
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Total Assets 914.89M
Capital and Reserves American Road Ins Co
Dearborn, MI 		Click to
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Risk-Adjusted Capital Ratio #1 20.80
Risk-Adjusted Capital Ratio #2 11.60
1-Year Reserve Development 20.00%
2-Year Reserve Development 40.00%
Capital 434.17M
Premium to Surplus 40.00%
Reserves to Surplus 0.00%
Investments American Road Ins Co
Dearborn, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios American Road Ins Co
Dearborn, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 120.00%
Expense Ratio 10.00%
Loss Ratio 108.31%
Net Premium Growth 40.00%
Other Medical American Road Ins Co
Dearborn, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability American Road Ins Co
Dearborn, MI 		Click to
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Net Income 17.07M
Net Premium 174.59M
Health Premium --