Major Rating Factors:
Strong long-term capitalization index (8.1 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent profitability index (8.6) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 12.7%.
Other Rating Factors:
Excellent liquidity (7.6) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (8.8). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (24.2%), work comp (24.1%), comm multi (22.0%), homeowners (7.4%), fire (2.1%), fin guar/surety (1.9%), product liab. (1.7%), other (16.6%)
Licensed in:
All states and Canada, GU, MP, PR, VI
Principal Investments:
Investment grade bonds (35.2%), common stock (26.9%), non investment grade bonds (3.0%), real estate (1.3%), cash (0.3%), preferred stock (0.1%), other (33.2%)
Corporate Info
Group Affiliation
The Hartford Ins Group Inc
Investment Rating
Company Address
One Hartford Plaza
Hartford, CT 06155
Hartford, CT 06155
Phone Number
(860) 547-5000
NAIC Number
19682
Website
Largest Affiliates