A
Cambridge Ins Co
Andover,  MA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.79
Risk Adjusted
Capital Ratio #2
1.81
Loss
Ratio
51.15%
Total
Assets
1.64B
Capital
990.25M
Net
Premiums
391.77M
Net
Income
53.18M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,116
263
2,379
11.06%
23.88%
2024
2,318
279
2,597
10.74%
23.31%
2023
2,249
224
2,473
9.06%
22.83%
2022
2,074
547
2,621
20.87%
23.10%
2021
1,735
441
2,176
20.27%
22.81%
2020
1,459
364
1,823
19.97%
21.51%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
205
99
304
32.57%
42.44%
2024
251
119
370
32.16%
41.75%
2023
338
151
489
30.88%
38.64%
2022
281
159
440
36.14%
39.39%
2021
371
221
592
37.33%
40.41%
2020
256
218
474
45.99%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,912
527
2,439
21.61%
38.98%
2024
2,366
678
3,044
22.27%
39.58%
2023
2,862
760
3,622
20.98%
36.96%
2022
2,420
805
3,225
24.96%
37.07%
2021
3,279
1,200
4,479
26.79%
39.17%
2020
3,493
1,150
4,643
24.77%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
4
18
22
81.82%
13.25%
2024
3
13
16
81.25%
12.32%
2023
5
16
21
76.19%
16.34%
2022
7
18
25
72.00%
11.13%
2021
6
21
27
77.78%
18.93%
2020
8
29
37
78.38%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
319
438
757
57.86%
45.21%
2024
308
342
650
52.62%
45.23%
2023
292
287
579
49.57%
44.64%
2022
280
320
600
53.33%
46.15%
2021
262
254
516
49.22%
46.87%
2020
224
221
445
49.66%
43.90%