C
Specialty Risk of America
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.05
Risk Adjusted
Capital Ratio #2
0.64
Loss
Ratio
41.33%
Total
Assets
28.64M
Capital
9.82M
Net
Premiums
11.50M
Net
Income
1.35M
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Weiss Ratings Specialty Risk of America
Springfield, IL 		Click to
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Rating C
Capitalization Index 5.00
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 6.10
Reserve Adequacy Index 5.00
Stability Index 3.00
Company Info Specialty Risk of America
Springfield, IL 		Click to
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Industry P&C
NAIC Number 19780
Phone Number (217) 753-2500
Website www.spriska.com
Address 401 West Fayette Avenue Springfield, IL 62704
Balance Sheet Specialty Risk of America
Springfield, IL 		Click to
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Total Assets 28.64M
Capital and Reserves Specialty Risk of America
Springfield, IL 		Click to
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Risk-Adjusted Capital Ratio #1 1.05
Risk-Adjusted Capital Ratio #2 0.64
1-Year Reserve Development -2.23%
2-Year Reserve Development 10.52%
Capital 9.82M
Premium to Surplus 117.07%
Reserves to Surplus 94.61%
Investments Specialty Risk of America
Springfield, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Specialty Risk of America
Springfield, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 108.53%
Combined Ratio 93.50%
Expense Ratio 52.18%
Loss Ratio 41.33%
Net Premium Growth -4.55%
Other Medical Specialty Risk of America
Springfield, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Specialty Risk of America
Springfield, IL 		Click to
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Net Income 1.35M
Net Premium 11.50M
Health Premium --