A
American Select Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Strong long-term capitalization index (8.8 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Good overall profitability index (6.2).
Other Rating Factors: Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.4) despite. The largest net exposure for one risk is acceptable at 2.9% of capital.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (43.6%), homeowners (33.4%), comm multi (7.4%), farmowners (2.7%), work comp (1.1%), fin guar/surety (0.5%), fire (0.2%), other (11.1%)
Licensed in: All states except AK, CA, CT, FL, HI, LA, MA, ME, NH, NJ, NY, OR, RI, SD, VT
Principal Investments: Investment grade bonds (78.5%), common stock (21.0%), other (0.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
Ohio Farmers Ins Co
Investment Rating
--
Company Address
One Park Circle
Westfield Center, OH 44251
Phone Number
(330) 887-0101
NAIC Number
19992
Website
--
Largest Affiliates
A
Westfield Center, OH - P&C
A
Westfield Center, OH - P&C
B
Westfield Center, OH - P&C
A
Westfield Center, OH - P&C
B
Westfield Center, OH - P&C