American Select Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,456
471
2,927
16.09%
23.88%
2024
2,719
492
3,211
15.32%
23.31%
2023
2,994
539
3,533
15.26%
22.83%
2022
3,005
558
3,563
15.66%
23.10%
2021
2,682
544
3,226
16.86%
22.81%
2020
2,491
480
2,971
16.16%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
123
61
184
33.15%
49.08%
2024
137
60
197
30.46%
47.46%
2023
149
59
208
28.37%
47.29%
2022
159
66
225
29.33%
45.44%
2021
162
62
224
27.68%
44.40%
2020
159
51
210
24.29%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
136
200
336
59.52%
42.44%
2024
180
220
400
55.00%
41.75%
2023
244
223
467
47.75%
38.64%
2022
190
204
394
51.78%
39.39%
2021
174
182
356
51.12%
40.41%
2020
198
187
385
48.57%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
616
256
872
29.36%
38.98%
2024
815
259
1,074
24.12%
39.58%
2023
1,215
311
1,526
20.38%
36.96%
2022
832
246
1,078
22.82%
37.07%
2021
738
252
990
25.45%
39.17%
2020
858
286
1,144
25.00%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
3
4
75.00%
83.87%
2024
1
2
3
66.67%
81.44%
2023
0
1
1
100.00%
74.87%
2022
0
1
1
100.00%
72.69%
2021
0
1
1
100.00%
79.01%
2020
1
1
2
50.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
13
40
53
75.47%
13.25%
2024
17
44
61
72.13%
12.32%
2023
19
27
46
58.70%
16.34%
2022
17
22
39
56.41%
11.13%
2021
17
19
36
52.78%
18.93%
2020
20
19
39
48.72%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
374
108
482
22.41%
45.21%
2024
411
117
528
22.16%
45.23%
2023
433
129
562
22.95%
44.64%
2022
428
120
548
21.90%
46.15%
2021
433
136
569
23.90%
46.87%
2020
432
126
558
22.58%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
3
3
100.00%
63.59%
2024
0
2
2
100.00%
63.97%
2023
0
1
1
100.00%
62.55%
2022
0
1
1
100.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
64
22
86
25.58%
34.83%
2024
69
24
93
25.81%
35.33%
2023
77
27
104
25.96%
35.67%
2022
92
35
127
27.56%
37.14%
2021
96
37
133
27.82%
35.46%
2020
85
37
122
30.33%
33.86%