Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,726
1,744
4,470
39.02%
23.88%
2024
3,214
1,930
5,144
37.52%
23.31%
2023
1,474
837
2,311
36.22%
22.83%
2022
1,286
498
1,784
27.91%
23.10%
2021
1,161
463
1,624
28.51%
22.81%
2020
1,109
372
1,481
25.12%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,160
2,833
4,993
56.74%
49.08%
2024
2,065
3,005
5,070
59.27%
47.46%
2023
1,697
2,419
4,116
58.77%
47.29%
2022
1,608
2,134
3,742
57.03%
45.44%
2021
1,741
1,822
3,563
51.14%
44.40%
2020
1,597
1,757
3,354
52.39%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
42.44%
2024
1
0
1
0.00%
41.75%
2023
0
0
0
0.00%
38.64%
2022
0
0
0
0.00%
39.39%
2021
0
0
0
0.00%
40.41%
2020
0
0
0
0.00%
48.09%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
224
225
99.56%
95.15%
2024
1
184
185
99.46%
96.08%
2023
1
150
151
99.34%
95.22%
2022
2
192
194
98.97%
96.00%
2021
0
320
320
100.00%
93.58%
2020
1
163
164
99.39%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
66
67
98.51%
94.16%
2024
1
64
65
98.46%
92.29%
2023
0
49
49
100.00%
92.52%
2022
0
56
56
100.00%
92.14%
2021
0
70
70
100.00%
91.74%
2020
0
57
57
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
144
487
631
77.18%
83.87%
2024
144
465
609
76.35%
81.44%
2023
107
363
470
77.23%
74.87%
2022
116
255
371
68.73%
72.69%
2021
70
238
308
77.27%
79.01%
2020
83
215
298
72.15%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
9
26
35
74.29%
13.25%
2024
12
15
27
55.56%
12.32%
2023
3
14
17
82.35%
16.34%
2022
15
13
28
46.43%
11.13%
2021
21
17
38
44.74%
18.93%
2020
19
26
45
57.78%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
13
6
19
31.58%
45.21%
2024
10
2
12
16.67%
45.23%
2023
10
12
22
54.55%
44.64%
2022
24
13
37
35.14%
46.15%
2021
32
13
45
28.89%
46.87%
2020
37
29
66
43.94%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
1
0
1
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
1
2
3
66.67%
62.74%
2020
1
1
2
50.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,168
616
1,784
34.53%
34.83%
2024
1,124
659
1,783
36.96%
35.33%
2023
1,036
497
1,533
32.42%
35.67%
2022
821
671
1,492
44.97%
37.14%
2021
915
656
1,571
41.76%
35.46%
2020
1,256
944
2,200
42.91%
33.86%