Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
6
2
8
25.00%
23.88%
2024
16
4
20
20.00%
23.31%
2023
23
7
30
23.33%
22.83%
2022
35
10
45
22.22%
23.10%
2021
26
7
33
21.21%
22.81%
2020
92
26
118
22.03%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12
6
18
33.33%
49.08%
2024
13
6
19
31.58%
47.46%
2023
18
9
27
33.33%
47.29%
2022
29
14
43
32.56%
45.44%
2021
34
17
51
33.33%
44.40%
2020
81
39
120
32.50%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
62
43
105
40.95%
42.44%
2024
42
29
71
40.85%
41.75%
2023
50
35
85
41.18%
38.64%
2022
77
54
131
41.22%
39.39%
2021
83
57
140
40.71%
40.41%
2020
156
109
265
41.13%
48.09%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
0
1
0.00%
13.25%
2023
1
1
2
50.00%
16.34%
2022
1
1
2
50.00%
11.13%
2021
1
1
2
50.00%
18.93%
2020
3
2
5
40.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
96
17
113
15.04%
34.83%
2024
157
28
185
15.14%
35.33%
2023
218
39
257
15.18%
35.67%
2022
278
49
327
14.98%
37.14%
2021
290
51
341
14.96%
35.46%
2020
302
49
351
13.96%
33.86%