Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,744
553
2,297
24.07%
23.31%
2023
1,970
576
2,546
22.62%
22.83%
2022
1,980
610
2,590
23.55%
23.10%
2021
1,950
644
2,594
24.83%
22.81%
2020
1,918
561
2,479
22.63%
21.51%
2019
2,550
726
3,276
22.16%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
98
30
128
23.44%
47.45%
2023
98
35
133
26.32%
47.29%
2022
102
28
130
21.54%
45.44%
2021
88
23
111
20.72%
44.40%
2020
52
22
74
29.73%
42.45%
2019
68
20
88
22.73%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
157
92
249
36.95%
41.74%
2023
190
94
284
33.10%
38.64%
2022
163
106
269
39.41%
39.39%
2021
134
86
220
39.09%
40.41%
2020
260
168
428
39.25%
48.09%
2019
134
94
228
41.23%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
872
261
1,133
23.04%
39.58%
2023
1,340
370
1,710
21.64%
36.96%
2022
920
374
1,294
28.90%
37.07%
2021
767
313
1,080
28.98%
39.17%
2020
1,602
568
2,170
26.18%
35.42%
2019
1,366
461
1,827
25.23%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
3
6
50.00%
12.32%
2023
3
5
8
62.50%
16.34%
2022
4
5
9
55.56%
11.13%
2021
6
6
12
50.00%
18.93%
2020
2
4
6
66.67%
20.93%
2019
3
3
6
50.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
466
125
591
21.15%
45.22%
2023
525
123
648
18.98%
44.64%
2022
540
158
698
22.64%
46.15%
2021
604
175
779
22.46%
46.87%
2020
573
216
789
27.38%
43.90%
2019
850
310
1,160
26.72%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
63.97%
2023
0
1
1
100.00%
62.55%
2022
0
1
1
100.00%
56.52%
2021
1
1
2
50.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
17
5
22
22.73%
35.33%
2023
17
7
24
29.17%
35.67%
2022
14
8
22
36.36%
37.14%
2021
18
4
22
18.18%
35.46%
2020
14
6
20
30.00%
33.86%
2019
14
5
19
26.32%
34.01%