Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
150
44
194
22.68%
23.88%
2024
202
35
237
14.77%
23.31%
2023
71
10
81
12.35%
22.83%
2022
48
11
59
18.64%
23.10%
2021
44
9
53
16.98%
22.81%
2020
81
11
92
11.96%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,576
437
2,013
21.71%
38.98%
2024
1,322
359
1,681
21.36%
39.58%
2023
2,048
493
2,541
19.40%
36.96%
2022
1,215
451
1,666
27.07%
37.07%
2021
1,438
669
2,107
31.75%
39.17%
2020
1,906
597
2,503
23.85%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
2
1
3
33.33%
12.32%
2023
1
0
1
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
94
15
109
13.76%
45.21%
2024
82
15
97
15.46%
45.23%
2023
25
10
35
28.57%
44.64%
2022
21
7
28
25.00%
46.15%
2021
24
7
31
22.58%
46.87%
2020
35
9
44
20.45%
43.90%