D
Palomar Specialty Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.40
Risk Adjusted
Capital Ratio #2
0.20
Loss
Ratio
26.50%
Total
Assets
1.26B
Capital
451.72M
Net
Premiums
642.77M
Net
Income
99.73M
My Lists My Alerts
Weiss Ratings Palomar Specialty Ins Co
La Jolla, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Capitalization Index 0.90
Investment Safety Index --
Liquidity Index 0.70
Profitability Index 9.00
Reserve Adequacy Index 6.90
Stability Index 4.30
Company Info Palomar Specialty Ins Co
La Jolla, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 20338
Phone Number (619) 567-5290
Website www.plmr.com
Address 7979 Ivanhoe Avenue La Jolla, CA 92037
Balance Sheet Palomar Specialty Ins Co
La Jolla, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.26B
Capital and Reserves Palomar Specialty Ins Co
La Jolla, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 0.40
Risk-Adjusted Capital Ratio #2 0.20
1-Year Reserve Development -20.00%
2-Year Reserve Development 130.00%
Capital 451.72M
Premium to Surplus 140.00%
Reserves to Surplus 30.00%
Investments Palomar Specialty Ins Co
La Jolla, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 12.49%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Palomar Specialty Ins Co
La Jolla, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 170.00%
Combined Ratio 70.00%
Expense Ratio 40.00%
Loss Ratio 26.50%
Net Premium Growth 60.00%
Other Medical Palomar Specialty Ins Co
La Jolla, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Palomar Specialty Ins Co
La Jolla, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 99.73M
Net Premium 642.77M
Health Premium --