Vigilant Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,018
34
1,052
3.23%
23.88%
2024
1,169
22
1,191
1.85%
23.31%
2023
1,226
17
1,243
1.37%
22.83%
2022
1,182
24
1,206
1.99%
23.10%
2021
1,142
21
1,163
1.81%
22.81%
2020
1,059
19
1,078
1.76%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
2
0
2
0.00%
47.29%
2022
1
0
1
0.00%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
94
15
109
13.76%
42.44%
2024
128
18
146
12.33%
41.75%
2023
126
17
143
11.89%
38.64%
2022
101
18
119
15.13%
39.39%
2021
190
21
211
9.95%
40.41%
2020
203
67
270
24.81%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,390
77
1,467
5.25%
38.98%
2024
1,786
129
1,915
6.74%
39.58%
2023
2,057
143
2,200
6.50%
36.96%
2022
1,930
147
2,077
7.08%
37.07%
2021
2,416
153
2,569
5.96%
39.17%
2020
2,789
231
3,020
7.65%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
2
2
100.00%
83.87%
2024
1
2
3
66.67%
81.44%
2023
1
3
4
75.00%
74.87%
2022
1
0
1
0.00%
72.69%
2020
0
4
4
100.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5
12
17
70.59%
13.25%
2024
1
2
3
66.67%
12.32%
2023
3
10
13
76.92%
16.34%
2022
4
9
13
69.23%
11.13%
2021
0
9
9
100.00%
18.93%
2020
6
16
22
72.73%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
207
11
218
5.05%
45.21%
2024
231
17
248
6.85%
45.23%
2023
226
11
237
4.64%
44.64%
2022
231
11
242
4.55%
46.15%
2021
252
24
276
8.70%
46.87%
2020
248
21
269
7.81%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
0
2
0.00%
63.59%
2020
2
0
2
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
726
115
841
13.67%
34.83%
2024
719
130
849
15.31%
35.33%
2023
670
114
784
14.54%
35.67%
2022
771
120
891
13.47%
37.14%
2021
728
63
791
7.96%
35.46%
2020
660
100
760
13.16%
33.86%