Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
519
32
551
5.81%
23.88%
2024
7,154
512
7,666
6.68%
23.31%
2023
13,193
936
14,129
6.62%
22.83%
2022
12,189
875
13,064
6.70%
23.10%
2021
10,710
788
11,498
6.85%
22.81%
2020
5,997
1,071
7,068
15.15%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
49.08%
2024
0
0
0
0.00%
47.46%
2023
36
2
38
5.26%
47.29%
2022
134
31
165
18.79%
45.44%
2021
143
55
198
27.78%
44.40%
2020
129
25
154
16.23%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
56
20
76
26.32%
38.98%
2024
1,613
361
1,974
18.29%
39.58%
2023
2,416
483
2,899
16.66%
36.96%
2022
1,771
424
2,195
19.32%
37.07%
2021
2,046
379
2,425
15.63%
39.17%
2020
2,243
534
2,777
19.23%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
1
1
2
50.00%
12.32%
2023
1
0
1
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
1
0
1
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
131
37
168
22.02%
45.21%
2024
1,468
450
1,918
23.46%
45.23%
2023
2,400
1,089
3,489
31.21%
44.64%
2022
2,567
918
3,485
26.34%
46.15%
2021
2,153
852
3,005
28.35%
46.87%
2020
1,898
760
2,658
28.59%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
6
10
16
62.50%
62.55%
2022
3
13
16
81.25%
56.52%
2021
5
20
25
80.00%
62.74%
2020
35
19
54
35.19%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
34.83%
2024
0
0
0
0.00%
35.33%
2023
57
1
58
1.72%
35.67%
2022
59
1
60
1.67%
37.14%
2021
44
1
45
2.22%
35.46%
2020
30
4
34
11.76%
33.86%