Employers Mutual Casualty Co

Des Moines, IA

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

1.65

Risk Adjusted
Capital Ratio #2

1.12

Loss
Ratio

60.08%

Total
Assets

5.98B

Capital

2.01B

Net
Premiums

2.06B

Net
Income

257.83M

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Weiss Ratings	Employers Mutual Casualty Co Des Moines, IA	Click to Compare	Click to Compare	Click to Compare
Rating	A
Capitalization Index	7.20
Investment Safety Index	--
Liquidity Index	6.20
Profitability Index	6.50
Reserve Adequacy Index	6.90
Stability Index	7.70

Company Info	Employers Mutual Casualty Co Des Moines, IA	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	21415
Phone Number	(800) 447-2295
Website	www.emcinsurance.com
Address	717 Mulberry Street Des Moines, IA 50309

Balance Sheet	Employers Mutual Casualty Co Des Moines, IA	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.98B

Capital and Reserves	Employers Mutual Casualty Co Des Moines, IA	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	1.65
Risk-Adjusted Capital Ratio #2	1.12
1-Year Reserve Development	-0.38%
2-Year Reserve Development	2.99%
Capital	2.01B
Premium to Surplus	102.40%
Reserves to Surplus	134.70%

Investments	Employers Mutual Casualty Co Des Moines, IA	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	10.25%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Employers Mutual Casualty Co Des Moines, IA	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	100.39%
Combined Ratio	96.37%
Expense Ratio	36.29%
Loss Ratio	60.08%
Net Premium Growth	-0.03%

Other Medical	Employers Mutual Casualty Co Des Moines, IA	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Employers Mutual Casualty Co Des Moines, IA	Click to Compare	Click to Compare	Click to Compare
Net Income	257.83M
Net Premium	2.06B
Health Premium	--