A
Factory Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Factory Mutual Ins Co
Johnston, RI
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Rating A
Capitalization Index 8.40
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 8.60
Reserve Adequacy Index 7.00
Stability Index 6.80
Company Info Factory Mutual Ins Co
Johnston, RI
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Industry P&C
NAIC Number 21482
Phone Number (401) 275-3000
Website www.fm.com
Address 270 Central Avenue Johnston, RI 02919
Balance Sheet Factory Mutual Ins Co
Johnston, RI
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Total Assets 38.31B
Capital and Reserves Factory Mutual Ins Co
Johnston, RI
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Risk-Adjusted Capital Ratio #1 2.36
Risk-Adjusted Capital Ratio #2 1.95
1-Year Reserve Development 0.00%
2-Year Reserve Development -30.00%
Capital 29.31B
Premium to Surplus 20.00%
Reserves to Surplus 10.00%
Investments Factory Mutual Ins Co
Johnston, RI
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 27.85%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Factory Mutual Ins Co
Johnston, RI
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 70.00%
Expense Ratio 30.00%
Loss Ratio 40.27%
Net Premium Growth 0.00%
Other Medical Factory Mutual Ins Co
Johnston, RI
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Factory Mutual Ins Co
Johnston, RI
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Net Income 2.59B
Net Premium 5.56B
Health Premium --