A
Farmers Ins Co of WA
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Major Rating Factors: Strong long-term capitalization index (9.2 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent liquidity (7.4) with ample operational cash flow and liquid investments.
Other Rating Factors: Excellent overall results on stability tests (8.4). Stability strengths include excellent operational trends and excellent risk diversification. Good overall profitability index (5.6) despite operating losses during 2021, 2022 and 2023. Return on equity has been low, averaging 2.6% over the past five years.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (56.2%), homeowners (30.1%), comm multi (6.9%), fire (2.0%), work comp (0.5%), fin guar/surety (0.2%), other (4.2%)
Licensed in: WA
Principal Investments: Investment grade bonds (98.3%), non investment grade bonds (0.9%), cash (0.8%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
Farmers Ins Group of Companies
Investment Rating
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Company Address
6301 Owensmouth Avenue
Woodland Hills, CA 91367
Phone Number
(818) 965-0433
NAIC Number
21644
Website
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Largest Affiliates
C
Woodland Hills, CA - P&C
A
Woodland Hills, CA - P&C
A
Woodland Hills, CA - P&C
B
Caledonia, MI - P&C
B
Woodland Hills, CA - P&C