B
American Property Ins
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.54
Risk Adjusted
Capital Ratio #2
0.95
Loss
Ratio
38.88%
Total
Assets
63.08M
Capital
23.91M
Net
Premiums
27.99M
Net
Income
6.26M
My Lists My Alerts
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
49.08%
2024
0
0
0
0.00%
47.46%
2023
0
0
0
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
0
0
0
0.00%
44.40%
2020
0
0
0
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
18
0
18
0.00%
42.44%
2024
25
1
26
3.85%
41.75%
2023
33
2
35
5.71%
38.64%
2022
26
2
28
7.14%
39.39%
2021
28
2
30
6.67%
40.41%
2020
33
5
38
13.16%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
83.87%
2024
0
1
1
100.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
4
1
5
20.00%
13.25%
2024
4
3
7
42.86%
12.32%
2023
1
1
2
50.00%
16.34%
2022
6
7
13
53.85%
11.13%
2021
14
9
23
39.13%
18.93%
2020
11
4
15
26.67%
20.93%