Grain Dealers Mutual Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
848
192
1,040
18.46%
23.88%
2024
1,605
309
1,914
16.14%
23.31%
2023
818
125
943
13.26%
22.83%
2022
234
132
366
36.07%
23.10%
2021
243
160
403
39.70%
22.81%
2020
238
146
384
38.02%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
118
22
140
15.71%
49.08%
2024
75
14
89
15.73%
47.46%
2023
130
22
152
14.47%
47.29%
2022
158
79
237
33.33%
45.44%
2021
154
120
274
43.80%
44.40%
2020
144
132
276
47.83%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
86
69
155
44.52%
42.44%
2024
195
71
266
26.69%
41.75%
2023
301
176
477
36.90%
38.64%
2022
257
250
507
49.31%
39.39%
2021
279
231
510
45.29%
40.41%
2020
255
188
443
42.44%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
256
79
335
23.58%
38.98%
2024
259
80
339
23.60%
39.58%
2023
65
17
82
20.73%
36.96%
2022
2
2
4
50.00%
37.07%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
14
14
28
50.00%
13.25%
2021
2
1
3
33.33%
18.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
279
100
379
26.39%
45.21%
2024
742
195
937
20.81%
45.23%
2023
198
52
250
20.80%
44.64%
2022
4
1
5
20.00%
46.15%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
0
1
0.00%
34.83%
2024
11
5
16
31.25%
35.33%
2023
3
7
10
70.00%
35.67%
2022
13
4
17
23.53%
37.14%
2021
18
5
23
21.74%
35.46%
2020
14
3
17
17.65%
33.86%