Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
23.88%
2024
19
7
26
26.92%
23.31%
2023
6
3
9
33.33%
22.83%
2022
7
0
7
0.00%
23.10%
2021
20
10
30
33.33%
22.81%
2020
25
12
37
32.43%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
49.08%
2024
10
9
19
47.37%
47.46%
2023
28
7
35
20.00%
47.29%
2022
32
13
45
28.89%
45.44%
2021
23
17
40
42.50%
44.40%
2020
17
9
26
34.62%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
42.44%
2024
1,095
1,643
2,738
60.01%
41.75%
2023
1,653
1,669
3,322
50.24%
38.64%
2022
1,729
1,967
3,696
53.22%
39.39%
2021
1,708
2,550
4,258
59.89%
40.41%
2020
1,480
3,127
4,607
67.87%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
20
148
168
88.10%
12.32%
2023
5
71
76
93.42%
16.34%
2022
8
54
62
87.10%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
34.83%
2024
80
28
108
25.93%
35.33%
2023
50
23
73
31.51%
35.67%
2022
46
18
64
28.13%
37.14%
2021
40
24
64
37.50%
35.46%
2020
83
36
119
30.25%
33.86%