B
Freedom Specialty Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
1
1
100.00%
23.31%
2023
2
1
3
33.33%
22.83%
2022
2
0
2
0.00%
23.10%
2021
0
1
1
100.00%
22.81%
2019
1
1
2
50.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
14
11
25
44.00%
47.44%
2023
56
42
98
42.86%
47.29%
2022
78
47
125
37.60%
45.44%
2021
66
39
105
37.14%
44.40%
2020
89
47
136
34.56%
42.45%
2019
23
12
35
34.29%
44.33%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
2
4
50.00%
81.35%
2023
3
2
5
40.00%
74.87%
2022
4
2
6
33.33%
72.69%
2021
10
0
10
0.00%
79.01%
2020
7
1
8
12.50%
80.13%
2019
7
1
8
12.50%
77.47%